Updated  Dec 9, 2025

Your Home Is Sitting On a Hidden Credit Line. Secure It Before You Need It.

Homeowners may qualify for $80,000–$400,000 in emergency-ready home equity credit. No refinance. No obligation.

Private 60-second check
No refinance
Won’t hurt your credit*

Quick Eligibility Checklist

  • Must be a homeowner
  • 10+ years of ownership (preferred)
    Longer ownership can help with eligibility and limits.
  • 55+ may qualify (optional)
    Some programs may prioritize homeowners 55+.
  • 650+ credit score helps
    Not always required — select your range below.

What’s your credit score?

Takes ~60 seconds

Next: see amounts you may qualify for (60-second check).

Private eligibility check Secure your home equity options before you need them.
Excellent
Trusted by thousands of homeowners

David S.

Homeowner • Arizona

“The check was quick and private. It helped me understand what home equity options might be available without committing to anything.”

Emil B.

Homeowner • Florida

“I liked that it explained the basics clearly. Selecting my score range and seeing next steps took about a minute.”

Sarah J.

Homeowner • Ohio

“No pressure. It felt like a simple eligibility guide that helped me plan for emergencies.”

No refinance Explore options without replacing your existing mortgage.
No obligation Check eligibility and estimated ranges before taking any next step.
Private 60-second check Simple questions to match you with potential home equity credit options.
Won’t hurt your credit* Many eligibility checks use a soft inquiry (varies by provider).
Funds as fast as 48 hours Timing depends on lender, verification, and banking processing.